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Special Intro Rate for Balance Transfers

Enjoy a 2.99% APR* Special Intro Rate when you Transfer Your Balance to SWSFCU

Are you getting the best deal from your credit card? Is your annual percentage rate too high, causing you to spend too much on monthly payments and never feeling like you’ll catch up? We have a great solution for you! 

For a limited time, SWSFCU is offering a low introductory rate for balance transfers when you apply for a VISA credit card. Start saving now and apply online today!

  • Special Intro Rate as low as 2.99% APR* 

  • Credit Lines available up to $20,000

  • No Annual Fees + No Balance Transfer Fees

*APR=Annual Percentage Rate. Offer available to new cardholders only. Introductory rate applies to balance transfers. The introductory APR for balance transfers will apply to transfers posted on the account during the first three months following the opening of the account. Introductory rate is for a period of 12 billing cycles from the date the transfer posts to the card. At the end of the 12 billing cycles, the rate will revert back to the risk based pricing rate the member qualified for at the time of application. Rates and terms are subject to change and current underwriting guidelines. Additional restrictions may apply. Offer expires December 31, 2020.

Visa Credit Card TypeRate as Low asCredit Limit
Platinum 7.90% APR* Up to $20,000
Gold 9.90% APR* Up to $10,000
Classic 10.92% APR* Up to $6,000
Credit Builder See Credit Union Up to $500

Shell Western States FCU
1700 Pacheco Blvd, Martinez, CA 94553

Routing & Transit Number: 321173218