Skip-A-Payment is Back for the Holidays!
Take advantage of our Skip-A-Payment program and take a break from your loan payment in December or January!
For a $25 fee you can skip the regularly scheduled payment on a qualifying* loan. The skipped payment will be repositioned to the end of your loan.
Please feel free to call us at (925) 228-4545 with any questions you may have.
*Eligible loan types are: Signature Loan, Auto Loan, Recreational Vehicle Loan, Motorcycle Loan, and Boat Loan. All skip a pay requests are subject to review and approval. There is a $25.00 processing fee for each skipped loan payment. By skipping your loan payment(s), your payment(s) will be deferred which will extend your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise have been paid off. Interest will continue to accrue on any unpaid balance during the skip a pay month. All Credit Union Accounts MUST be current, open for at least 6 months and in good standing. All Loans for the borrower and any co-borrower/guarantor must have no more than two skip a pays per year. Maximum of 6 skip a pay for life of the loan. Cannot skip consecutive month payments. Requests to skip December 2020 payment must be received no later than November 30, 2020 (Monday) for processing. Requests to skip January 2021 payment must be received no later than December 31, 2020 (Thursday) for processing. Submit your completed and signed form (with $25 fee if paying by check) to Shell Western States FCU for processing.