Fee Schedule
| GENERAL FEES | |
| Account Reconciliation / Research | $30.00 per hour |
| Bad Address | $5.00 |
| Bulk Coin Deposit (if over $100) | 2% of Total Deposit |
| Corporate or Personal Check Copy | $5.00 per item |
| Corporate Check (payable to Self) | No Fee |
| Corporate Check (payable to Third Party) | $5.00 |
| Domestic Wire Transfer Fee (Incoming and Outgoing) | $20.00 per wire |
| Escheat Notification | $2.00 |
| Individual Retirement Account (IRA) Closure Fee (No Fee for Beneficiary closure) | $20.00 |
| Levy Fee | $30.00 per item |
| Non-Member Check Cashing ($1,000 limit) | $20.00 |
| Notary Service - Appointments Preferred (No Fee for CU Documents) | $10.00 per Signature |
| Returned Deposit Item | $20.00 per item |
| Statement Copy | $2.00 per month |
| Verification of Deposit (Waived for HUD) | $10.00 |
| Year-end Tax Form | $5.00 |
| GENERAL SHARES (SAVINGS) | |
Closure of Membership
Within six (6) months of opening | $5.00 |
Excess Withdrawal Fee
First six (6) withdrawals free per month | $2.00 per withdrawal |
| Holiday Club Early Withdrawal (prior to Disbursement on November 1) | $5.00 per withdrawal |
| Inactive Fee Dormant | $10.00 per quarter |
| Membership Application Fee | $1.00 |
Money Market Excess Withdrawal Fee
First six (6) withdrawals free per month | $5.00 per withdrawal |
| SHARE DRAFTS (CHECKING) | |
| Automatic Overdraft from Savings (Overdraft Protection) | $2.00 per transfer |
| Checking Account | No Fee |
| Courtesy Pay Fee | $20.00 per item |
| First Box of Personal Standardized Checks | Free |
| Non-Sufficient Funds (NSF) ACH, or Share Drafts (Checks) | $20.00 per item |
| Reinstatement of Closed Checking | $25.00 |
| DEBIT CARDS | |
| Debit Card Replacement | $10.00 |
| Debit Card Rush Replacement | $50.00 |
| Debit Card PIN Replacement | $10.00 |
| Debit Card PIN Rush Replacement | $50.00 |
| Reinstatement of Debit Card | $20.00 |
| HOME BANKING | |
| Home Banking – CU online | Free |
| Bill Pay | Free |
| Bill Pay Investigation | $25.00 |
| LOANS | |
| Late Fees on Loans | 10% of payment |
| Late Fees on Real Estate | 5% of payment |
| Lien Satisfaction | $20.00 |
| Loan Coupon Replacement | $2.00 |
| Loan History Research & Assistance | $30.00 per hour |
| Returned Loan Payment | $20.00 per item |
| Written Request for Loan Payoff | $20.00 per request |
| STOP PAYMENT | |
| ACH Stop Payment | $25.00 per item |
| Bill Pay Stop Payment | $25.00 per item |
| Corporate Check Stop Payment | $25.00 per item |
| Personal Check Stop Payment | $25.00 per item |
| Visa Letter Check Stop Payment | $20.00 per item |
| VISA CREDIT CARDS | |
| Emergency Replacement | $160.00 |
| Late Fee | $20 or the amount of required minimum payment (whichever is less) |
| Pay by Phone Through VISA | $5.00 |
| Returned Letter Check Fee | Up to $20 per item |
| Returned VISA payment | $20 or the amount of required minimum payment (whichever is less) |
| VISA Credit Card Replacement | $20.00 |
| VISA Credit Card Rush Replacement | $50.00 |
| VISA Credit Card PIN Replacement | $10.00 |
| VISA Credit Card PIN Rush Replacement | $50.00 |
Effective September 1, 2020.
