Fee Schedule
| GENERAL FEES |
|
| Account Reconciliation / Research |
$30.00 per hour |
| Bad Address |
$5.00 |
| Bulk Coin Deposit (if over $100) |
2% of Total Deposit |
| Corporate or Personal Check Copy |
$5.00 per item |
| Corporate Check (payable to Self) |
No Fee |
| Corporate Check (payable to Third Party) |
$5.00 |
| Domestic Wire Transfer Fee (Incoming and Outgoing) |
$20.00 per wire |
| Escheat Notification |
$2.00 |
| Individual Retirement Account (IRA) Closure Fee (No Fee for Beneficiary closure) |
$20.00 |
| Levy Fee |
$30.00 per item |
| Non-Member Check Cashing ($1,000 limit) |
$20.00 |
| Notary Service - Appointments Preferred (No Fee for CU Documents) |
$10.00 per Signature |
| Returned Deposit Item |
$20.00 per item |
| Statement Copy |
$2.00 per month |
| Verification of Deposit (Waived for HUD) |
$10.00 |
| Year-end Tax Form |
$5.00 |
| GENERAL SHARES (SAVINGS) |
|
Closure of Membership
Within six (6) months of opening |
$5.00 |
Excess Withdrawal Fee
First six (6) withdrawals free per month |
$2.00 per withdrawal |
| Holiday Club Early Withdrawal (prior to Disbursement on November 1) |
$5.00 per withdrawal |
| Inactive Fee Dormant |
$10.00 per quarter |
| Membership Application Fee |
$1.00 |
Money Market Excess Withdrawal Fee
First six (6) withdrawals free per month |
$5.00 per withdrawal |
| SHARE DRAFTS (CHECKING) |
|
| Automatic Overdraft from Savings (Overdraft Protection) |
$2.00 per transfer |
| Checking Account |
No Fee |
| Courtesy Pay Fee |
$20.00 per item |
| First Box of Personal Standardized Checks |
Free |
| Non-Sufficient Funds (NSF) ACH, or Share Drafts (Checks) |
$20.00 per item |
| Reinstatement of Closed Checking |
$25.00 |
| DEBIT CARDS |
|
| Debit Card Replacement |
$10.00 |
| Debit Card Rush Replacement |
$50.00 |
| Debit Card PIN Replacement |
$10.00 |
| Debit Card PIN Rush Replacement |
$50.00 |
| Reinstatement of Debit Card |
$20.00 |
| HOME BANKING |
|
| Home Banking – CU online |
Free |
| Bill Pay |
Free |
| Bill Pay Investigation |
$25.00 |
| LOANS |
|
| Late Fees on Loans |
10% of payment |
| Late Fees on Real Estate |
5% of payment |
| Lien Satisfaction |
$20.00 |
| Loan Coupon Replacement |
$2.00 |
| Loan History Research & Assistance |
$30.00 per hour |
| Returned Loan Payment |
$20.00 per item |
| Written Request for Loan Payoff |
$20.00 per request |
| STOP PAYMENT |
|
| ACH Stop Payment |
$25.00 per item |
| Bill Pay Stop Payment |
$25.00 per item |
| Corporate Check Stop Payment |
$25.00 per item |
| Personal Check Stop Payment |
$25.00 per item |
| Visa Letter Check Stop Payment |
$20.00 per item |
| VISA CREDIT CARDS |
|
| Emergency Replacement |
$160.00 |
| Late Fee |
$20 or the amount of required minimum payment (whichever is less) |
| Pay by Phone Through VISA |
$5.00 |
| Returned Letter Check Fee |
Up to $20 per item |
| Returned VISA payment |
$20 or the amount of required minimum payment (whichever is less) |
| VISA Credit Card Replacement |
$20.00 |
| VISA Credit Card Rush Replacement |
$50.00 |
| VISA Credit Card PIN Replacement |
$10.00 |
| VISA Credit Card PIN Rush Replacement |
$50.00 |
Effective September 1, 2020.
