header1.jpg

Share Secured Loans

Need access to your deposits at SWSFCU but don’t want to disturb your hard-earned nest egg? Want to begin building a responsible credit history?

A Share Secured Loan is a perfect way to bridge the gap! Simply use the funds in your deposit account as collateral and pay a fixed low rate above your investment rate. You’ll also:

  • Continue to earn interest on your deposit
  • Enjoy a variety of repayment options
  • Have the flexibility to pay off your loan early, without penalty

There are no fees and the low cost loyalty pricing can make it a very attractive option.

  • Term: Up to 120 months
  • Rate: 3% over share dividend rate
  • Maximum amount financed: based on shares available

View our Rates Apply for a Loan Contact Us Become a Member

Personal Loan
as low as

6.00

%
APR*
24-Month Certificate
as high as

0.80

%
APY*
Auto Loans
as low as

2.90

%
APR*
Credit Cards
as low as

7.90

%
APR*
Checking Accounts
as high as

0.10

%
APY*
Check out all our great rates

(925) 228-4545

Shell Western States FCU
1700 Pacheco Blvd, Martinez, CA 94553

Routing & Transit Number: 321173218