Share Secured Loans

sws share secured loans

Need access to your deposits at SWSFCU but don’t want to disturb your hard-earned nest egg? Want to begin building a responsible credit history?

A Share Secured Loan is a perfect way to bridge the gap! Simply use the funds in your deposit account as collateral and pay a fixed low rate above your investment rate. You’ll also:

  • Continue to earn interest on your deposit
  • Enjoy a variety of repayment options
  • Have the flexibility to pay off your loan early, without penalty

There are no fees and the low cost loyalty pricing can make it a very attractive option.

  • Term: Up to 120 months
  • Rate: 3% over share dividend rate
  • Maximum amount financed: based on shares available

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Shell Western States FCU
1700 Pacheco Blvd, Martinez, CA 94553

Routing & Transit Number: 321173218